Our Lending Products
Mission-Driven Financing for Projects in Underestimated Communities
Financing is one key tool that we use to help communities break barriers to success. As a certified Community Development Financial Institution (CDFI), we provide access to capital for projects in underinvested areas that are often overlooked by traditional banks. We work directly with our borrowers to get the most complicated transactions done. For more than 40 years, we have partnered with mission-aligned developers, organizations, and businesses to revitalize neighborhoods and deliver social impact.
Loan Offerings to Meet Your Needs
Every project is different and we work to match your needs with the right loan product. We can do everything from predevelopment through mini-permanent financing, with a focus on real estate-backed loans of $500,000 and up. Our experience with complex projects and complicated capital stacks will help you get your project done.
Acquisition & Predevelopment Loans
Creative financing for mission-driven projects with loans up to 90-125% loan-to-value and no prepayment fees
Construction, Tenant Improvement, & Rehabilitation Loans
Partner with our in-house construction loan experts to ensure a smooth build from start to finish
Mini-Permanent Loans
Creative financing with up to 90% loan-to-value for mission-driven projects
New Markets Tax Credits
Work with an experienced New Markets Tax Credit (NMTC) lender and Community Development Entity (CDE)
In addition to the loan products above, we also offer:
- Bridge Loans
- Equipment Loans
- Term Loans
- Working Capital Loans
Learn more about our loan process
Momentus Capital’s Continuum of Capital
Across the Momentus Capital branded family of organizations, we offer a continuum of lending, investment, and advising solutions at every growth stage.
From small business owners to social service facility operators, we are here to support your financing and technical assistance needs.
All Loan & Service Offerings
Benefits of Working with Capital Impact Partners
Mission-Driven
We do not just measure results based on financial return, but rather by how we can address key social and economic justice issues in our communities.
See Opportunity, Not Risk
Where many traditional lenders may only see risk in supporting projects in low- to middle-income communities, we see opportunity to create financial impact and social justice.
Flexible Terms & Timelines
We pride ourselves on issuing competitive loans that are also flexible and appropriately structured to fit our borrowers’ repayment abilities. This means offering financing of $500,000 and up.
Four Decades of Experience
Since 1982, we have delivered financing solutions and counsel that meet our borrowers’ individual needs and circumstances.
Support for Innovation
In addition to traditional transactions, we support innovative approaches that amplify impact, such as school-based health care centers, mobile service providers, and community centers and food hubs that serve multiple businesses.
Deep Network of Partners
To create tailored financing, we utilize our relationships with traditional financial institutions, government programs, insurance companies, pension funds, foundations, and impact investors and leverage their funds to support a range of community building projects.
Interested in Financing? Get Started Today!
Delivering mission-driven capital for social services
When communities have access to essential services, they can break the barriers to success.
As a leading nonprofit lender, we work to achieve this vision by delivering much-needed capital to key community pillars, including high-quality health centers and education facilities, healthy food retailers, mixed-use and affordable housing, cooperatives, and dignified aging facilities.
Fueling economic growth and opportunities in our communities
While Capital Impact finances projects nationally, we realize the importance of fostering deep connections with communities to understand their needs and work with them to create tailored solutions.
To that end, we cluster our investments in places where we have roots and are better positioned to leverage a deeper understanding of the context of our work, past investments and relationships, and market knowledge to maximize our impact.
As part of this effort, we focus our lending in specific regions, including California, Georgia, Michigan, the New York metro area, Texas, and the Washington, D.C. metro area. We do, however, encourage you to reach out if you have a high-impact project that fits within our mission outside of these areas.
Ready to start your project? Let’s Talk.
Stories of Impact
Diana has a lot to manage with her three children. Fortunately, she found a great opportunity to access good schools and quality healthcare in one Washington D.C. location. We are working to ensure that stories like this are becoming more common nationwide as we support developers creating projects that “co-locate” vital community services.
Video Series
Equipping Developers to Build Their Communities
Watch our video series to learn more about the Growing Diverse Housing Developers program and the impact it’s making for developers and the communities they serve. You’ll hear from GDHD participants and leaders themselves.
Fulfilling a Life’s Passion to Deliver Quality Health Care
As a child, Charles Range had to drive miles for basic medical care. Now a medical professional, he sought to change that. With financing from Capital Impact Partners, Range has transformed the South of Market Health Center from a small, back alley facility, to community pillar that is delivering quality care in one of San Francisco’s poorest neighborhoods.
Learn More About Our Approach
A Strong History of Social & Financial Impact
A Mission-Driven Community Development Financial Institution
+
Working Since
1982
on Social and Racial Justice Issues Nationwide
=
$3+
Billion
Invested in Communities to Deliver Social Impact
A Mission-Driven Community Development Financial Institution
+
Working Since
1982
on Social and Racial Justice Issues Nationwide
=
$3+
Billion
Invested in Communities to Deliver Social Impact
